Wednesday, December 6, 2023

Are You Eating Too Much Sugar? If You Have 1 or More of These Symptoms,

Are you eating too much sugar? Though the recommended daily amount of added sugar tops out at 25 grams (six teaspoons) for women, your...

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Where You Should Really Be Putting Your Money

We all want our money to go as far as possible. However, in this day and age, it seems to be getting harder to achieve that. Part of the issues is that the emerging generation have not been taught to be as financially savvy as their predecessors. The good news, however, is that all is not lost. It is never too late to discover what you can do with your money. If you are in the position where you have a little something to put aside, then that is great. It’s a good place to be – the main thing now is that you make the right decision, and make the most of it. If you are unsure about how to achieve that, then this post should help you. We will go through some of the best ways to make the most of whatever spare money you might have. Some of these will apply to everyone, others not so much. It all depends on your own situation. Ultimately, only you can decide.

Investment Growth


This is probably the first thing people think of when they have a little money to put aside. That might seem logical – and saving certainly does have its benefits. One of the main advantages is that it is so easy and fast compared to other methods. All that is really required is that you set up a savings account, and deposit the money. Often, the savings account can be with the same bank as your current account. In these cases, you might be given a special introductory rate. However, you might find a better offer elsewhere. That brings us to our main point around savings accounts. If you do go in this direction, ensure that you shop around first. The last thing you want is to be conned out of your hard-earned savings.


However, you might not find that saving is really in your best interests. A lot of people don’t like the idea of using savings accounts. Such people claim that you are wasting your time putting your money into an account which will only give you minimal return. There is some truth to this, and that’s why those people tend to put their money elsewhere. The most common method for people who have a little more to put away is investment. Investing your money can be seen as a kind of saving – except that the returns are usually greater. The main challenge here is knowing where to invest your cash, and when. This is a whole game in itself, and it can be difficult for beginners to tread the waters. One sure bet, however, is to invest in property. This is a market which rarely falters much, if at all, so a decent return is all but guaranteed. Buy to let investment ensures that your money will multiply in no time at all.

Peer-to-Peer Lending

We will end on a lesser-known form of saving, known as peer-to-peer lending. This is a kind of investment which benefits both investment and borrower. How? It is a method of removing the banker from the equation altogether. This in turn makes the fees fewer and more manageable for the borrower. And for you as the investor, it means more returns on the interest. This one is not for everyone – but it is a viable alternative for those who wish to branch out.

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